Terms of
Service

Effective Date: 02 July 2025
These Terms of Service ("Terms") govern your access to and use of the Finmode platform, website, and related services (collectively, the "Service") provided by Finmode SRL, a company registered under Italian law with its registered office at [Insert Company Address].By accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Service.


1. Eligibility

You must be at least 18 years old and have the legal capacity to enter into a binding agreement to use Finmode. By using the Service, you represent and warrant that you meet these requirements.


2. Description of Service

Finmode provides tools to help users research financial markets and monitor investment portfolios. We do not provide financial, investment, tax, or legal advice. The Service is intended for informational and educational purposes only.


3. Account Registration
To use certain features, you must create an account and provide accurate, complete, and up-to-date information. You are responsible for maintaining the confidentiality of your login credentials and all activity under your account.


4. User Obligations

You agree to use the Service in compliance with all applicable laws and regulations, including but not limited to:EU financial regulations such as MiFID II (if applicable)Italian consumer protection lawGDPR for data protection and privacyYou may not:Use the Service to provide unauthorized investment adviceAttempt to reverse-engineer or disrupt the ServiceUse data obtained through Finmode to create competing products


5. Disclaimers

a. No Investment Advice

Finmode is not a registered investment advisor or broker-dealer. All information provided is for informational purposes only and should not be interpreted as financial advice or a recommendation to buy, sell, or hold securities.

b. Accuracy of Information

While we strive to provide accurate and timely data, we do not guarantee the completeness, reliability, or accuracy of any information provided through the Service. Use of any data or content is at your own risk.


6. Fees and Payments

Some features of the Service may be subject to fees, which will be disclosed prior to your purchase. All payments are non-refundable except as required by applicable law.


7. Intellectual Property

All content, trademarks, and technology used in the Service are owned by or licensed to Finmode SRL. You may not copy, modify, distribute, or create derivative works without express written consent.


8. Third-Party Services

Finmode may integrate with third-party services. We are not responsible for their content, policies, or practices. Your interactions with such services are governed by their respective terms.


9. Data Protection and Privacy

We collect and process your personal data in accordance with the EU General Data Protection Regulation (GDPR). For more details, please review our Privacy Policy. By using the Service, you consent to our data practices.


10. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, if you violate these Terms or for other legitimate reasons. You may also delete your account at any time.


11. Limitation of Liability

To the fullest extent permitted by law, Finmode SRL shall not be liable for any indirect, incidental, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, resulting from:Your use of the ServiceAny unauthorized access to your dataAny bugs, viruses, or other harmful components.


12. Indemnification

You agree to indemnify and hold harmless Finmode SRL and its directors, officers, employees, and affiliates from any claims, damages, liabilities, and expenses (including legal fees) arising out of your use of the Service or violation of these Terms.


13. Governing Law and Jurisdiction

These Terms shall be governed by the laws of Italy, without regard to conflict of law principles. Any dispute arising from these Terms shall be subject to the exclusive jurisdiction of the courts of Milan, Italy, unless otherwise required by mandatory consumer laws.


14. Amendments

We may update these Terms from time to time. We will notify you of any material changes and provide a revised version with the updated effective date. Continued use of the Service constitutes acceptance of the revised Terms.


15. Contact

For any questions or concerns, please contact us at:

Email: support@finmode.app

Mailing Address: Piazza Vittorio Grasso, 12 Dogliani, CN, 12063, IT

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